Naqdi has introduced its “Earn on Idle Cash” Program, allowing eligible retail clients to earn 6% annual interest on unused cash balances held in their Naqdi wallet. The program is designed to help traders keep unutilized funds productive while maintaining full access and flexibility.
Under the program, interest is calculated daily on US dollar–denominated idle cash and credited monthly to the client’s Naqdi account. There is no minimum balance requirement, and funds remain fully available for trading, transfer, or withdrawal at any time without penalty.
Key Features of the Naqdi Idle Cash Interest Program:
- 6% annual interest rate on idle USD cash, exceeding typical savings account returns
- Daily calculation, monthly payout, ensuring transparent and consistent earnings
- No minimum balance to start earning
- Zero lock-in, with full liquidity at all times
- Automatic enrollment for approved Naqdi retail clients
Participation is seamless, with interest accruing whether clients access their accounts through the Naqdi mobile app, web dashboard, or MT4/5 trading platforms.
How the Interest Works:
- Daily interest formula: Idle Cash × 6% ÷ 365
- Example:
- $100,000 idle cash earns approximately $16.43 per day
- Around $500 per month (30 days)
- $6,000 over one year
Terms and Conditions Highlights:
- Available only to approved Naqdi retail clients
- Applies exclusively to US dollar–denominated idle cash
- Corporate and institutional accounts are excluded
- Naqdi may adjust the interest rate or suspend the program with prior notice
- The program is a benefit on idle cash and is distinct from investment returns
Naqdi
Naqdi provides trading services to retail clients, offering access through its mobile app, web dashboard, and MT4/5 platforms, along with added features such as interest on idle wallet balances.
Check broker listings for more promotions or additional information about Naqdi and its current offerings.
| Feature |  Naqdi |
|---|---|
| Rating | ★★★☆☆ |
| Regulation | FSCA (South Africa), SCA (United Arab Emirates) |
| Min Deposit | $0 |
| Typical Spread | 2.00 |
| Leverage (Max) | 1:500 |
| Platforms | MT5, Mobile |
| Instruments | Commodities, Energies, Indices, Forex, Metals, Stock CFDs |
| Bonus | Yes |
| Robo Trading Allowed | Yes |
| Hedging Allowed | Yes |
| Swap‑Free / Islamic | Yes |
| Action | Read Review |
